TIJORAT BANKLARDA ISHLAB CHIQISHDA FOYIZ XAVFLARINI BOSHQARISHINI MUSTAHKAMLASH
DOI:
https://doi.org/10.55439/INS/vol3_iss5/501##article.subject##:
foiz stavkasi riski, tijorat banklari, risklarni boshqarish, foiz stavkasi, GAP tahlili, muddati, aktiv va passivlarni boshqarish, moliyaviy barqarorlik, derivativlar, bank tizimi##article.abstract##
Ushbu maqolada tijorat banklarida foiz stavkalari riskini boshqarish amaliyotini takomillashtirishning nazariy va amaliy jihatlari tahlil qilinadi. Jahon moliya bozorlaridagi foiz stavkalarining o‘zgaruvchanligi, inflyatsiya jarayonlari va makroiqtisodiy noaniqliklar bank faoliyatiga sezilarli ta’sir ko‘rsatmoqda. Shu nuqtai nazardan qaraganda, foiz stavkalari risklarini samarali boshqarish banklarning moliyaviy barqarorligini ta’minlashning muhim omili hisoblanadi. Tadqiqotda foiz stavkalari riskini boshqarishning zamonaviy usullari, jumladan, GAP tahlili, muddat tahlili va lotin moliyaviy vositalardan foydalanish imkoniyatlari ko‘rib chiqildi. Shuningdek, O‘zbekiston tijorat banklarida mavjud boshqaruv tizimi tahlil qilinib, uni takomillashtirish bo‘yicha amaliy taklif va tavsiyalar ishlab chiqildi. Tadqiqot natijalari banklarda risklarni boshqarish tizimini mustahkamlash, aktiv va passivlarni uyg‘unlashtirish, foiz stavkalari risklarini minimallashtirishga qaratilgan strategiyalarni ishlab chiqishda katta ahamiyatga ega.
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Copyright (c) 2026 Seitnazarov Daniyar Baxadirovich
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