TIJORAT BANKLARINING UZOQ MUDDATLI MOLIYAVIY BARQARORLIGINI TA’MINLASHDA KAPITAL YETARLILIGINI BOSHQARISH STRATEGIYASI

Mualliflar

  • Mamadjonov Shukurillo Ibrohimjon o‘g‘li Iqtisodiyot fanlari bo‘yicha falsafa doktori (PhD), dotsent v.b.

DOI:

https://doi.org/10.55439/INS/vol3_iss2/417

Annotatsiya

Ushbu maqolada tijorat banklarining uzoq muddatli moliyaviy barqarorligini ta’minlashda kapital yetarliligini boshqarishning strategik ahamiyati tadqiq
etilgan. Tadqiqot doirasida bank kapitalining sifati va tarkibini optimallashtirish, xalqaro Basel III/IV standartlarini implementatsiya qilish hamda risk-menejment tizimini takomillashtirish masalalari tahlil qilingan. Xususan, tadqiqotda banklarning risk-appetitini hisobga olgan holda kapital buferlarini shakllantirishning ilmiy-uslubiy yondashuvlari batafsil yoritilgan. Shuningdek, makroiqtisodiy beqarorlik sharoitida ichki kapitalni baholash modellarini (ICAAP) takomillashtirish orqali bank tizimi ishonchliligini kafolatlovchi mexanizmlar taklif etilgan. Maqolada banklarning kapital yetarliligi va ularning barqaror rivojlanishi o‘rtasidagi bog‘liqlik ekonometrik modellar asosida ko‘rib chiqilib, bank tizimining tashqi shoklarga chidamliligini oshirish bo‘yicha strategik takliflar ishla b chiqilgan.

Kalit soʻzlar

kapital yetarliligi, moliyaviy barqarorlik, tijorat banklari, strategik boshqaruv, Basel III, risk-menejment, iqtisodiy kapital, bank transformatsiyasi, prudentsial nazorat, ICAAP, kapital buferlari.

Foydalanilgan adabiyotlar roʻyxati

World Bank. Global Financial Stability Report 2024. Washington, DC, 2024.

Basel Committee on Banking Supervision. Basel III: Finalising post-crisis reforms. BIS, 2023.

IMF. Bank Capital and Financial Stability Report. Washington, DC, 2023.

European Central Bank. Macroprudential Policy and Bank Capital Buffers. ECB Report, 2024.

OECD. Bank Risk Management and Capital Adequacy. OECD Publishing, 2023.

McKinsey & Company. AI in Banking Risk and Capital Management. 2024.

Deloitte. Capital Adequacy vs Bank Profitability. Deloitte Insights, 2023.

BIS. Lessons from the Global Financial Crisis. Bank for International Settlements, 2022.

World Economic Forum. Future of Banking Stability Report. 2024.

Kungratov, I., & Jumayev, S. (2025). THE IMPACT OF ECONOMIC GROWTH ON UNEMPLOYMENT IN CENTRAL ASIA. Innovation Science and Technology, 1(11).

Yuklab olishlar

Nashr etilgan

2026-04-30

Iqtibos keltirish

Mamadjonov Shukurillo Ibrohimjon o‘g‘li. (2026). TIJORAT BANKLARINING UZOQ MUDDATLI MOLIYAVIY BARQARORLIGINI TA’MINLASHDA KAPITAL YETARLILIGINI BOSHQARISH STRATEGIYASI. O’zbekiston sug’urta Bozori, 3(2), 157–160. https://doi.org/10.55439/INS/vol3_iss2/417

DOI

Sahifalar

157-160

Iqtibos

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