ҲАЁТ СУҒУРТАСИНИ РИВОЖЛАНТИРИШНИНГ ХИТОЙ ТАЖРИБАСИ
DOI:
https://doi.org/10.55439/INS/vol1_iss4/59##article.abstract##
Мазкур мақолада дунёдаги энг йирик ҳаёт суғуртаси бозорларидан бири бўлган Хитой тажрибаси ўрганилган, Ўзбекистонда ҳаёт суғуртасининг ривожланиш истиқболларини таъминлаш мақсадида бу тажрибаларни миллий бозорда қўллаш бўйича хулосалар шакллантирилган. Хитойда ҳаёт суғуртаси тармоғининг мамлакат ялпи ички маҳсулотидаги улуши, аҳоли жон бошига ўртача ҳаёт суғуртаси мукофоти, ҳаёт суғуртаси тармоғининг суғурта бизнесидаги улуши ва жаҳон ҳаёт суғуртаси бозоридаги улуши таҳлил қилинган. Хитойда аҳолининг ҳаёт суғуртаси маҳсулотларини сотиб олишига кучли таъсир қилган асосий омиллар тадқиқ этилган.
References
Cargill, T. F. and Troxel, T. E. (1979), “Modeling Life Insurance Savings: Some Methodological Issues”, Journal of Risk and Insurance, 46, pp.391-410.
Hwang, T. and Gao, S. (2003), “The Determinants of the Demand for Life Insurance in an Emerging Economy – The Case of China”, Journal of Managerial Finance, Vol. 29, No. 5/6, рр. 82-96. https://doi.org/10.1108/03074350310768779
Hwang, T. and Greenford, B. (2005), “A Cross-Section Analysis of The Determinants of Life Insurance Consumption in Mainland China, Hong Kong, and Taiwan”, Risk Management and Insurance Review, Vol. 8, No. 1, pp. 103-125.
Neumann, S. (1969), “Inflation and Saving through Life Insurance”, Journal of Risk and Insurance, 36, pp.567-582.
Shi, Xiaojun & Wang, Hung-Jen & Xing, Chunbing (2015), “The role of life insurance in an emerging economy: Human capital protection, assets allocation and social interaction”, Journal of Banking & Finance, Elsevier, vol. 50, pр. 19-33. doi: 10.1016/j.jbankfin.2014.08.028
Swiss Re Sigma (2020), “World Insurance: Regional review 2019, and outlook”, Sigma extra 4/2020. URL: https://www.swissre.com/ dam/jcr:4a1688f7-13e9-4b79-b5ba-917a00d2ea30/sigma4_2020_extra_Complete.pdf
Swiss Re Sigma (2021), “World insurance: the recovery gains pace”, Sigma No3/2021. URL: https://www.swissre.com/ institute/ research/sigma-research/sigma-2021-03.html
Swiss Re Sigma (2023), “World insurance: stirred, and not shaken”, Sigma No3/2023. URL: https://www.swissre.com/dam/jcr:3fd9db6e-f497-43b3-9e69-2ba89e7a2c31/2023-09-zrh-23-13658-p1-sigma-3-wis-2023.pdf
World Bank (2020), https://data.worldbank.org/indicator Жаҳон банкининг интернет сайти // World Bank website
www.cbirc.gov Хитой Банк фаолияти ва суғуртани тартибга солиш Комиссияси сайти // Website of the China Banking and Insurance Regulatory Commission
www.oecd.org Иқтисодий ҳамкорлик ва тараққиёт ташкилотнинг сайти // Website of the Organisation for Economic Co-operation and Development
www.iaisweb.org Суғурта назоратчиларининг халқаро ассоциацияси // Website of the International Association of Insurance Supervisors
