O‘ZBEKISTON SUG‘URTA BOZORIDA RISKLARNI BOSHQARISHNING MOLIYAVIY MEXANIZMLARI: MUAMMOLAR VA YECHIMLAR
DOI:
https://doi.org/10.55439/INS/vol2_iss4/314##article.subject##:
sug‘urta, risklar, moliyaviy mexanizmlar, qayta sug‘urtalash, moliyaviy barqarorlik, RBS.##article.abstract##
Mazkur ilmiy maqolada O‘zbekiston sug‘urta bozorida risklarni boshqarish jarayonida qo‘llanilayotgan moliyaviy mexanizmlar tahlil etiladi. Asosiy
e’tibor qayta sug‘urtalash, kapitallashuv va to‘lov qobiliyati kafolatlariga qaratiladi. Muammolar sifatida sug‘urta tashkilotlarining moliyaviy imkoniyatlarini
cheklanganligi, qayta sug‘urtalash faoliyatining samarador emasligi va prudensial normativlarning zaifligi sifatida ko‘rsatilgan. Yechimlarga e’tibor qaratilganda
moliyaviy barqarorlikni mustahkamlash, qayta sug‘urta amaliyotlarini rivojlantirish va riskga asoslangan tartibga solish (risk based supervision) mexanizmlarini joriy
etish orqali izohlanadi.
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