Djumabayeva Dilobar Asatillayevna. AN INTEGRATED RISK-BASED MODEL FOR ASSESSING THE EXTERNAL ENVIRONMENT OF SMALL ENTERPRISES IN UZBEKISTAN: IMPLICATIONS FOR THE INSURANCE MARKET. osb [Internet]. 2026 Apr. 30 [cited 2026 Oct. 22];3(2):116-9. Available from: https://insurance.tsue.uz/index.php/journal/article/view/403