Djumabayeva Dilobar Asatillayevna. “AN INTEGRATED RISK-BASED MODEL FOR ASSESSING THE EXTERNAL ENVIRONMENT OF SMALL ENTERPRISES IN UZBEKISTAN: IMPLICATIONS FOR THE INSURANCE MARKET”. O’zbekiston sug’urta bozori 3, no. 2 (April 30, 2026): 116–119. Accessed October 22, 2026. https://insurance.tsue.uz/index.php/journal/article/view/403.