Исаков, Жанабай, and Зулфия Захидова. “KICHIK BIZNES SUBYEKTLARINI KREDITLASH AMALIYOTIDA GAROV TAʼMINOTINI BAHOLASH”. Insurance market of Uzbekistan 1, no. 2 (July 19, 2023): 8–11. Accessed June 13, 2026. https://insurance.tsue.uz/index.php/journal/article/view/31.