DJUMABAYEVA DILOBAR ASATILLAYEVNA. AN INTEGRATED RISK-BASED MODEL FOR ASSESSING THE EXTERNAL ENVIRONMENT OF SMALL ENTERPRISES IN UZBEKISTAN: IMPLICATIONS FOR THE INSURANCE MARKET. O’zbekiston sug’urta bozori, [S. l.], v. 3, n. 2, p. 116–119, 2026. DOI: 10.55439/INS/vol3_iss2/403. Disponível em: https://insurance.tsue.uz/index.php/journal/article/view/403. Acesso em: 22 oct. 2026.