Olimjonov Abbosjon Olimjonovich. (2026). CLOUD-BASED MANAGEMENT SYSTEMS AND THEIR IMPACT ON UNIVERSITY GOVERNANCE: A PROPOSED PLS-SEM FRAMEWORK FOR HIGHER EDUCATION INSTITUTIONS IN UZBEKISTAN. Insurance Market of Uzbekistan, 3(3), 170–172. https://doi.org/10.55439/INS/vol3_iss3/469