ЎЗБЕКИСТОНДА БАНК ХИЗМАТЛАРИНИ РАҚАМЛИ ТРАНСФОРМАЦИЯ ҚИЛИШГА ТАЪСИР ЭТУВЧИ ОМИЛЛАР ТАҲЛИЛИ

##article.authors##

  • Зокир Мамадияров Тошкент давлат иқтисодиёт университети “Молия бозори ва суғурта иши” кафедраси мудири, и.ф.д., профессор

DOI:

https://doi.org/10.55439/INS/vol1_iss4/68

##article.subject##:

Интернет банкинг, мобил банкинг, хавфсизлик, риск, рақамли банк, биометрик технологиялар, блокчейн технологияси, сунъий интеллект.

##article.abstract##

Ушбу мақолада Ўзбекистонда банк хизматларини рақамли трансформация қилиш ва масофадан уяли алоқа воситалари, интернет ва бошқа банк технологиялари имкониятлари асосида кўрсатилиши ортиб бораётганлиги сабабли, уларнинг хавфсизлик даражаси, рискларни минималлаштириш, фойдаланишда осон бўлиши, фойдаланиш нархининг аҳамияти, инсонларнинг бу хизматлардан ҳабардорлиги, хизматларнинг фойдалилигини англаш ва шу каби бошқа омиллар муаллиф томонидан яратилган концептуал модель асосида эконометрик таҳлил этилган. Ушбу тадқиқотнинг натижалари Ўзбекистон банк тизимида банк хизматларини рақамлаштириш ва масофадан кўрсатишни ривожлантириш учун амалий аҳамиятга эга.

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2023-09-30

How to Cite

Мамадияров, З. (2023). ЎЗБЕКИСТОНДА БАНК ХИЗМАТЛАРИНИ РАҚАМЛИ ТРАНСФОРМАЦИЯ ҚИЛИШГА ТАЪСИР ЭТУВЧИ ОМИЛЛАР ТАҲЛИЛИ. Insurance Market of Uzbekistan, 1(4), 39–45. https://doi.org/10.55439/INS/vol1_iss4/68