TIJORAT BANKLARI OʻRTASIDA RAQOBATNI DETERMINISTIK MODELLAR ASOSIDA BAHOLASH TAHLILI
DOI:
https://doi.org/10.5281/zenodo.23813981Annotatsiya
Maqolada tijorat banklari oʻrtasidagi raqobat muhitini baholashda matematik va deterministik modellardan foydalanishning nazariy-uslubiy asoslari tadqiq etilgan. Banklar raqobatbardoshligini baholashda kredit va depozit operatsiyalari hamda bank kapitalining ahamiyati asoslab berilgan. «Oʻzmilliybank»ning 2016–2025 yillardagi maʼlumotlari asosida kredit portfeli, depozitlar va kapitalning oʻzaro dinamik bogʻliqligini ifodalovchi chiziqli deterministik model baholangan (R² = 0,90–0,98) va 2030 yilgacha shartli prognoz hisoblangan. Deterministik modellarni stoxastik va fazoviy ekonometrik modellar bilan uygʻunlashtirish banklar raqobatini kompleks baholash imkoniyatini kengaytirishi asoslangan.Kalit soʻzlar
tijorat banki, banklararo raqobat, deterministik model, matematik modellashtirish, Diamond modeli, kredit, depozit, bank kapitali, dinamik prognoz, eng kichik kvadratlar usuliFoydalanilgan adabiyotlar roʻyxati
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