AN INTEGRATED RISK-BASED MODEL FOR ASSESSING THE EXTERNAL ENVIRONMENT OF SMALL ENTERPRISES IN UZBEKISTAN: IMPLICATIONS FOR THE INSURANCE MARKET

Mualliflar

  • Djumabayeva Dilobar Asatillayevna Independent researcher of the Department of "Business Administration" of the TSUE, PhD

DOI:

https://doi.org/10.55439/INS/vol3_iss2/403

Annotatsiya

The present article develops an integrated risk-based model for assessing the external environment of small and medium-sized enterprises (SMEs) in Uzbekistan and examines its implications for the insurance market. SMEs in emerging economies face significant external uncertainties, including economic volatility, regulatory changes, and technological disruptions. However, existing analytical approaches often fail to integrate environmental analysis with risk assessment and insurance mechanisms.

Kalit soʻzlar

SMEs, external environment, risk assessment, integrated model, insurance market, Uzbekistan

Foydalanilgan adabiyotlar roʻyxati

World Bank. (2025). Improving access to finance for small businesses in Uzbekistan. Washington, DC: World Bank Group.

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Central Bank of Uzbekistan. (2025). Annual report on financial stability and insurance market development. Tashkent.

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Swiss Re Institute. (2024). Global insurance review 2024: Strengthening resilience in emerging markets. Zurich.

Yuklab olishlar

Nashr etilgan

2026-04-30

Iqtibos keltirish

Djumabayeva Dilobar Asatillayevna. (2026). AN INTEGRATED RISK-BASED MODEL FOR ASSESSING THE EXTERNAL ENVIRONMENT OF SMALL ENTERPRISES IN UZBEKISTAN: IMPLICATIONS FOR THE INSURANCE MARKET. O’zbekiston sug’urta Bozori, 3(2), 116–119. https://doi.org/10.55439/INS/vol3_iss2/403

Son

Boʻlim

Kichik biznes va xususiy tadbirkorlik

DOI

Sahifalar

116-119

Iqtibos

Google Scholarda ochish
Son 3 № 2 (2026): O'zbekiston Sug'urta bozori